Salary & Take-Home Pay Calculator

Break a salary down by year, month, week, day and hour, and estimate take-home pay after tax and deductions.

estimated take-home per year

Take-home per month
Take-home per week
Take-home per day
Effective hourly rate
Tax & deductions

Salary and take-home pay calculator

This calculator breaks any annual salary down into monthly, weekly, daily, and hourly figures, and estimates your take-home pay after tax and other deductions. Because income tax and contributions vary by country and change each year, the tool uses an adjustable deductions percentage so it works for the UK, US, and anywhere else — just enter your overall rate.

How to estimate your deduction rate

Your total deduction percentage includes income tax plus things like National Insurance (UK), Social Security and Medicare (US), and any pension contributions. As a rough guide, many UK employees on average salaries lose around 25–32% to tax and National Insurance combined, while US take-home depends heavily on your state. For an exact figure, check your payslip or your country’s official tax tool.

Why break pay down by hour?

Seeing your effective hourly rate helps you compare jobs, value your time, and decide whether overtime or freelance work is worthwhile. Once you know your take-home, plan it with our budget calculator.

Frequently asked questions

Does this use official UK or US tax bands?

No. It uses a single adjustable percentage so it stays accurate across countries and tax years. For precise UK figures use HMRC’s tools; for the US, your state and federal brackets apply.

Disclaimer: This calculator provides estimates only and is not tax or financial advice. Actual deductions depend on your personal circumstances and current tax law.